Construction & Contractors

Comprehensive Programs for Builders and Contractors

The construction industry operates in one of the highest-risk environments in commercial insurance. From general contractors managing multi-trade projects to specialty subcontractors, each role carries distinct exposures. Neil Jesani Risk Management structures wrap-up programs, contractor-controlled insurance, and traditional programs that address the full project lifecycle.

Industry-Specific Risks

◆

Construction defect litigation (often emerges years post-completion)

◆

Workplace injuries and fatalities (highest rate of any industry)

◆

Equipment theft and jobsite property damage

◆

Subcontractor default and performance bond claims

◆

Professional liability for design-build contractors

◆

Pollution liability from demolition and soil disturbance

Recommended Coverage

Builder's Risk

General Liability

Workers' Compensation

Commercial Auto & Fleet

Umbrella / Excess Liability

Professional Liability / E&O

Industry Statistics

9.6 per 100K

Construction Industry Fatal Injury Rate

3.5 years

Avg Construction Defect Lawsuit Duration

15-25%

Wrap-Up Program Savings (Avg)

Explore More

Related Coverage & Locations

General Liability Insurance

General liability insurance covers third-party bodily injury, property damage, and personal/advertising injury claims.

Workers' Compensation Insurance

Workers' compensation provides medical benefits and wage replacement for employees injured on the job.

Umbrella / Excess Liability Insurance

Umbrella and excess liability policies provide additional limits above primary general liability, auto, and employers' liability.

Builder's Risk Insurance

Builder's risk insurance covers buildings and structures under construction against physical damage during the construction period.

Manhattan, NY

UHNW Insurance Advisors in Manhattan

Miami, FL

UHNW Insurance Advisory in Miami

New Jersey

Comprehensive Insurance Services Across New Jersey

Florida

Insurance Advisory Services Across Florida

Start Here

Protect Your Construction & Contractors Business

Our team specializes in building comprehensive insurance programs for construction & contractors companies. Contact us to discuss your specific risks and coverage needs.

Call (800) 755-3469

Discovery

We sit down with you and ask the questions most brokers never do — your assets, your family, your business, your goals.

Strategy

We map your full risk picture and design a coordinated program that strengthens coverage and reduces your total cost of risk.

Execution

We place your program with elite carriers and handle every detail — applications, underwriting, and transitions.

Ongoing Optimization

Your advisor reviews your program as your life evolves — new assets, new ventures, new exposures — so coverage never falls behind.