Hospitality & Restaurants

Coverage Designed for the Hospitality Industry

Hotels, restaurants, and entertainment venues face high-frequency, high-severity risk profiles. From liquor liability and food contamination to guest injury and employment practices claims, hospitality businesses need insurance programs that address both day-to-day operations and catastrophic events. Neil Jesani Risk Management builds programs for operators who demand comprehensive protection.

Industry-Specific Risks

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Liquor liability and dram shop exposure

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Foodborne illness and contamination claims

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Guest injury (slip-and-fall, pool, elevator incidents)

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Employment practices claims (tip pooling, overtime, harassment)

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Property damage from fire, flood, and kitchen incidents

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Business interruption from forced closures

Recommended Coverage

General Liability

Commercial Property

Workers' Compensation

Employment Practices Liability (EPLI)

Business Interruption

Umbrella / Excess Liability

Industry Statistics

3M+

Restaurant Slip-and-Fall Claims (Annual)

$950K

Avg Liquor Liability Settlement

$4.20/$100

Hospitality Workers' Comp Premium (Avg)

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Related Coverage & Locations

Commercial Property Insurance

Commercial property insurance covers buildings, equipment, inventory, and business personal property against physical loss or damage.

General Liability Insurance

General liability insurance covers third-party bodily injury, property damage, and personal/advertising injury claims.

Workers' Compensation Insurance

Workers' compensation provides medical benefits and wage replacement for employees injured on the job.

Business Interruption Insurance

Business interruption insurance covers lost income and extra expenses when a business is unable to operate due to a covered property loss.

Manhattan, NY

UHNW Insurance Advisors in Manhattan

Miami, FL

UHNW Insurance Advisory in Miami

Fort Lauderdale, FL

Private Client Insurance in Fort Lauderdale

Naples, FL

Luxury Insurance Services in Naples

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Protect Your Hospitality & Restaurants Business

Our team specializes in building comprehensive insurance programs for hospitality & restaurants companies. Contact us to discuss your specific risks and coverage needs.

Call (800) 755-3469

Discovery

We sit down with you and ask the questions most brokers never do — your assets, your family, your business, your goals.

Strategy

We map your full risk picture and design a coordinated program that strengthens coverage and reduces your total cost of risk.

Execution

We place your program with elite carriers and handle every detail — applications, underwriting, and transitions.

Ongoing Optimization

Your advisor reviews your program as your life evolves — new assets, new ventures, new exposures — so coverage never falls behind.