Hospitality & Restaurants

Coverage Designed for the Hospitality Industry

Hotels, restaurants, and entertainment venues face high-frequency, high-severity risk profiles. From liquor liability and food contamination to guest injury and employment practices claims, hospitality businesses need insurance programs that address both day-to-day operations and catastrophic events. Neil Jesani Risk Management builds programs for operators who demand comprehensive protection.

Industry-Specific Risks
◆

Liquor liability and dram shop exposure

◆

Foodborne illness and contamination claims

◆

Guest injury (slip-and-fall, pool, elevator incidents)

◆

Employment practices claims (tip pooling, overtime, harassment)

◆

Property damage from fire, flood, and kitchen incidents

◆

Business interruption from forced closures

Recommended Coverage
General Liability
Commercial Property
Workers' Compensation
Employment Practices Liability (EPLI)
Business Interruption
Umbrella / Excess Liability
Industry Statistics
3M+
Restaurant Slip-and-Fall Claims (Annual)
$950K
Avg Liquor Liability Settlement
$4.20/$100
Hospitality Workers' Comp Premium (Avg)
Explore More

Related Coverage & Locations

Start Here

Protect Your Hospitality & Restaurants Business

Our team specializes in building comprehensive insurance programs for hospitality & restaurants companies. Contact us to discuss your specific risks and coverage needs.

Call (800) 755-3469
01
Discovery
We sit down with you and ask the questions most brokers never do — your assets, your family, your business, your goals.
02
Strategy
We map your full risk picture and design a coordinated program that strengthens coverage and reduces your total cost of risk.
03
Execution
We place your program with elite carriers and handle every detail — applications, underwriting, and transitions.
04
Ongoing Optimization
Your advisor reviews your program as your life evolves — new assets, new ventures, new exposures — so coverage never falls behind.